Real Estate Finance And Investments 13Th Edition Pdf Free Download FAFSA Mistakes to Avoid

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FAFSA Mistakes to Avoid

When you start getting ready for college, the financial aid process really begins after the application and admissions process is over. Many colleges will not even consider a financial aid offer without having students and their families fill out basic financial aid forms.

One of the most important forms that all colleges request is the FAFSA or Free Application for Federal Student Aid. It is also one of the most dreaded forms by most students, parents and families in general. There are many books, articles and websites dedicated to the sole purpose of helping you fill out the FAFSA. There are also many local companies that will charge anywhere from $250 to $750 to help you fill out these forms and file them with your selected colleges.

But if you are reasonably intelligent (as I believe you are) and patient enough to read the instructions, these forms are not only manageable, but can be filled out within a few hours. First gather all of your information as outlined on the FAFSA website, then sit down at your computer and get started.

Mistakes to avoid:

First, make sure you actually filed the form. Some families feel they don’t qualify, so they don’t fill out the form. Many colleges will not even consider you for private aid if you file a FAFSA.

Next, file early, especially for your freshman year. Get your taxes done early or use a previous year’s return. Financial aid for freshmen is based largely on information from the FAFSA. Many colleges follow a first-come, first-served basis when handing out financial aid, private grants and scholarships. So getting the first year early can save you money.

Don’t let your child fill out the FAFSA form on their own. Most of the information is foreign to them so they will either ask too many questions, make guesses or ignore the information. You want current and accurate college information to use to calculate your financial award.

Never leave an answer blank. If the answer is zero, use 0, if it does not apply, write n/a. Always answer every question on the form so that there is no reason for your application to be delayed, flagged or returned as incomplete.

And the last mistake that many families make is forgetting to sign their FAFSA. Either pen and paper or electronically for both students and parents. If you do not sign the form it will be returned as incomplete.

There are many other tips for reducing your adjusted gross income, reducing assets included on the FAFSA along with your Expected Family Contribution (EFC), and making sure you don’t include assets you don’t legally have to disclose on the form.

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