Real Estate Agent Doesnt Want To Ask For Seller Financing For Sale By Owner – Ask Your Loan Officer To Help

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For Sale By Owner – Ask Your Loan Officer To Help

For sale by owner

So you want to sell your house. You don’t know what to do.

You search the internet. Ask your friends and relatives for advice on how to do this. You have a series of questions.

  1. How much should I ask for a house?

  2. How and where should I advertise it?

  3. How much should I spend on advertising?

  4. How long should I leave it on the market before I drop the price or should I list it with a realtor?

  5. How do I communicate with a buyer?

  6. Who writes the contract?

  7. Will buyers be able to afford my home?

This is just a short list of questions you may have. After some research you decide to try and sell it. You will become a ‘For Sale by Owner’ home. FSBO for short.

Have you considered asking your mortgage loan officer for help?

Mortgage loan officers are not realtors and likely won’t be able to answer all of your questions about selling your home, but they can certainly be a great help. They are in the business of home mortgage financing. They know a whole host of service providers related to real estate business. Their sphere of influence and knowledge includes realtors, buyers, sellers, real estate contracts, settlement companies, real estate attorneys, appraisers, home inspectors and other service providers you may need during the ‘for sale by owner’ real estate process.

If you are selling your home you will need a mortgage for your new place. Give your mortgage loan officer a call to get pre-approved. When we meet for your pre-approval you can discuss the ways in which you need help selling your home.

The most important service they can provide you is to pre-approve your home to any potential buyers. This will ensure that a buyer can purchase your home. This step will save you a lot of time, money and possible heartache down the road.

Some mortgage loan officers can provide you with marketing flyers for free. These flyers will be colorful, descriptive and professional. You provide them with the best pictures of your home. They will include photos of your contact information, monthly payment examples and amounts needed for the down payment and closing costs. If you need a value on your home they can refer you to home appraisal websites. They can also refer you to a real estate appraiser who can give you an accurate market value of your home for a fee. Many can show you how to obtain a real estate sales contract and how to fill it out. If it makes you feel more comfortable they can refer you to a real estate attorney to negotiate a deal. You may want to inspect your home to provide a potential buyer with a clean home inspection. They may refer you to a home inspector for that service.

Remember, when you are a ‘for sale by owner’ seller, use all the resources at your disposal. This includes your mortgage loan officer. They can be a great asset in your corner when you sell your own home.

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